Multi-Tenant Quotes

Ping the core database to sweep actively listed Insurance Companies and return beautifully mathematically sorted pricing matrices inclusive of PCF Levies and Stamp Duty.

---

Motor FNOL Triage

Submit conversational accident reports or unstructured JSON arrays. The Generative AI orchestrator dynamically interprets the intent, builds the claim profile, and auto-dispatches an AI assessment.

---

Smart AI OCR

Upload a Base64 ID document snippet. The OCR engine decodes the cryptomap to identify NID boundaries and mathematically flags tampered passport layouts across Underwriters.

---

Tri-Party Settlements

Bypasses legacy 30-day manual commission tracking. Safaricom M-Pesa webhooks trigger instant actuarial interceptions, mathematically dropping independent Agent commissions natively into their mobile phones via B2C.

---

BNPL Premium Finance

Convert an upfront annual premium of KES 100,000 into dynamic 6-month micro-installments injected directly into the user's dashboard utilizing mathematically secure default risk algorithms.

---

Daraja Webhooks

Secure Safaricom B2C disbursement gateway ensuring approved Medical and Motor claims are dumped efficiently into the client mobile wallets instantly upon forensic approval.

---

Driver Telematics

Ingest dynamic OBD2 sensor arrays analyzing cornering forces and harsh braking events, auto-adjusting driver premiums in strict time-series intervals.

---

Apple Health Vitality

Connect Apple Watch or Garmin biometric heart rate and daily step-count metrics via REST JSON payloads to reduce Health Premium costs dynamically through paramaterized API goals.

---

Haversine Cargo Shield

Connects generic IoT Dashcams mathematically into MSpace InsurFlow natively tracking Transit logistics against GeoFences to detect marine anomalies.

---

P2P Chama DAOs

Create communal decentralized vaults natively linking family pools to specific Health policies using aggregated PayWallet routing to offset catastrophic risk jointly.

---

Immutable Blockchain

MSpace mechanically locks the time-series representation of policies mathematically securely via native SHA-256 Hashes, disabling internal admin database Backdating entirely.

---

Shared IFB Claims Forensics

Simulates Computer Vision identifying Fake Google Photos manipulating hidden EXIF Tag timestamps. Natively blocks fraud profiles entirely across all platform-hosted Underwriters.

---

KRA eTIMS Billing

Seamlessly transforms internal premium remittances into rigid encrypted fiscal receipts matching Kenya Revenue Authority standards. Injects Type-C cryptographic arrays natively into the invoice headers.

---

NTSA Police Registry

Verify Motor Logbooks natively against NTSA APIs prior to onboarding any comprehensive cover to detect stolen vehicle chassis ID arrays globally.

[
  {
    "insurerName": "Jubilee Insurance",
    "basePremium": 26600.00,
    "pcfLevy": 66.50,
    "stampDuty": 40.00,
    "totalPayable": 26760.00,
    "directCheckoutUrl": "https://..."
  }
]

curl -X POST https://api.mspace.co.ke/api/fraud/ocr \
  -H "X-Tenant-Id: 44" \
  -d '{
    "nationalId": "31000000",
    "base64Image": "iVBORw0KGgo..."
  }'

{
    "deviceType": "APPLE_WATCH_S8",
    "metric": "HEART_RATE_RHR",
    "value": 58,
    "unit": "BPM",
    "timestamp": "2026-03-31T14:42Z"
}

{
    "success": true,
    "fiscalReceiptNo": "102-KRA-0092",
    "signature": "fA8g...sQ2",
    "cuNo": "093382711",
    "qrCode": "https://ist-server.kra.go.ke/..."
}